What Is Private Mortgage Insurance (PMI) and How to Avoid It

By Everett Marketing Agency Editorial Team · Updated 2026-08-05Private mortgage insurance protects lenders, not homeowners, when conventional loan buyers put down less than 20% of a home's purchase price. It applies to purchases and refinances alike, adding a monthly charge to the loan. Homeowners a

Understanding Property Taxes: What Every Homeowner Should Know

By Everett Marketing Agency Editorial Team · Updated 2026-08-05Property tax is an ad valorem tax based on a home's assessed value, not the purchase price or mortgage balance. Cities, towns, and counties levy this tax to fund public services. Assessments, rates, and relief programs vary by location,

The pros and cons of short term vs long term rentals

The Pros and Cons of Short-Term vs. Long-Term Rentals: Understanding Rental Property Cash Flow and Investment BenefitsNavigating the landscape of rental property investments often leads property owners to a pivotal question: Should one opt for short-term or long-term rentals? Each choice carries dis